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Common types of car accidents to protect against

As we know, any type of auto accident, regardless of the circumstances, has the potential to cause serious injury or death, which is why driving is not a right but a privilege and demands mindfulness and respect at all times.

Understanding the most common types of car accidents can help you make more informed decisions when behind the wheel. Here are four to protect against:

  • Rear-end collision: You can protect against causing this type of accident by leaving a greater following distance between your vehicle and the one in front of yours. However, you can't do anything to change the fact that some drivers make it a habit to tailgate others.
  • Side-impact accident: Also known as a T-bone crash, this is most likely to happen at an intersection. For example, just because you have a green light doesn't mean that cross-traffic will stop. Someone could run a red light or ignore that you have the right of way, thus striking you on the side of your vehicle. This is among the most serious type of car accident, as the person who causes it is often moving at a high rate of speed.
  • Merge and lane change accidents: These types of accidents are more likely on the highway, where drivers are constantly merging and changing lanes. A common example is a person who doesn't look over their shoulder when merging. This can cause them to overlook a vehicle in their blind spot, thus causing a crash at the merge point.
  • Single vehicle accident: There are many causes of single vehicle accidents, ranging from negligence on your part to inclement weather to poor roadway conditions.

Regardless of the type and cause of the accident, your first thought should be to move to safety. You can then check yourself and your passengers for injuries, administer first aid and call 911 to request an ambulance.

After receiving treatment, collect as much information and evidence as possible. This can include a police report, photos of the accident scene and medical reports.

The information you collect will come in handy when filing an insurance claim. It's also necessary if you decide to take legal action in Tennessee against the negligent party with the hope of obtaining compensation for your injuries and other damages.

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